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Insurance Installation Floater For Contractors

Having an insurance installation floater can be extremely helpful for contractors performing work on in-process buildings as well as those that are already in existence. It will protect you from the financial loss that can arise due to a mishap or an accident during the course of your work. However, you should be aware of the limitations, and exclusions of coverage, as well as the costs that are associated with the policy.

Coverage

Many contractors do not realize that the materials they use on their job site are not covered by their insurance policies. The materials are not protected while in transit and they may not be insured if they are at a temporary location. Fortunately, an insurance installation floater can protect these costs. This insurance policy will protect the contractor’s property until the property is accepted by the purchaser, or the insured loses its interest in it.